Contract

Dealer Credit Analyst - 12 Month Term

Posted on 28 May 25 by Kristina Moniz

  • Mississauga, ON
  • $35 - $37.5 per Hour
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Job Description

Dealer Credit Analyst – Commercial Lending (12 Month Term)
Location: Mississauga, ON
Industry: Commercial Lending / Automotive Finance

Are you a detail-oriented financial analyst with a passion for the automotive and transportation industry? Our client, a well-established provider of commercial lending solutions, is seeking a Dealer Credit Analyst to join their growing team on a 12-Month Term basis. The successful candidate will step into a critical role analyzing complex dealer portfolios and supporting multimillion-dollar lending decisions across Canada.

Responsibilities:

  • Assess Dealer Credit Requests: Analyze new and existing dealer credit applications in line with internal credit policies, providing formal recommendations for renewals, increases, and new facility approvals.

  • Conduct Financial Reviews: Examine financial statements and credit data to assess risk, structure, and collateral; ensure all information is accurate and compliant with internal standards.

  • Monitor Dealer Performance: Track key metrics including inventory aging and overall credit utilization; recommend adjustments or interventions as needed.

  • Develop Credit Files: Conduct in-depth reviews and write formal credit recommendations for dealer financing, including capital loans, operating lines, and mortgages.

  • Analyze Financial Performance: Evaluate dealer financial statements, cash flow, and security positions. Monitor leverage ratios, net cash, and other key indicators to assess creditworthiness.

  • Engage with Stakeholders: Present recommendations clearly to senior decision-makers.

Qualifications:

  • Minimum 2 years of relevant professional experience in financial analysis or credit. Preference for commercial lending—ideally in a bank, credit union, or B2B finance environments
  • Strong financial acumen and ability to interpret complex financial documents

  • Excellent relationship management and communication skills

  • Proficient in Microsoft Excel and comfortable working with large sets of data
  • Proven ability to interpret financial statements and construct detailed credit analyses

Job Information

Rate / Salary

$35 - $37.5 per Hour

Sector

Financial Services

Category

Not Specified

Skills / Experience

Not Specified

Benefits

Not Specified

Our Reference

JOB-22242

Job Location